One in three mortgage holders still underwater

Now this pisses me off. We are in this category. We are paying on a loan that's valued more than the house. I don't get it. How'd this happen? We are stuck to stay in the house until things stabilize and we get to that balance point of not losing money.

Thus our thinking also limits our spending in many other ways.

Until we see consumer confidence improve, we (America) will stay in this stagnate position for quite some time.